Apartment Building Insurance

Independent agency serving the needs of apartment building owners in Cabot, Jacksonville, Beebee and all of Arkansas.

Tenants choose your building because it’s a good fit. We make sure you get the same satisfaction in your choice of insurance providers.

Our customizable apartment and habitational insurance programs offers a variety of companies, coverage and services to fit your unique insurance needs.

Let us help you find an insurance policy for your multi-unit dwelling with the protection you need at a price you can afford.

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What does apartment/habitational insurance cover?

Every apartment/habitational insurance policy is different, but most policies provide the following coverages:

General Liability Coverage
This covers broad general liability exposures of the business including; premises/operations liability, products/completed operations liability, medical payments and personal & advertising injury.

Property Coverage
This covers your building from any loss or damages that may occur. The building, business personal property, business income/loss of rents and equipment breakdown are all covered under a property insurance policy.

Optional coverage options for apartment/habitational insurance

The following coverage options are optional, but beneficial, when purchasing an apartment/habitational insurance policy:

Crime Coverage
This coverage will help protect you and your building from employee dishonesty, money and securities, forgery and alteration, along with theft, disappearance, or destruction to your property.

Commercial Auto Coverage
This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business).

Workers’ Compensation Coverage
This coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

Umbrella Coverage
This coverage provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.

Employment Practices Liability Coverage
This coverage will help protect you in the chance of a wrongful termination, sexual harassment, discrimination, invasion of privacy, false imprisonment, breach of contract, emotional distress, and wage and hour law violations that may occur within your apartment or other building areas.

Inland Marine Coverage
This coverage will help protect the property goods in transit on land, as well as to the property of others that is at your premises or being transported to or from your premises.

Every situation is unique – talk to us today to find out how to get the best price and value on apartment/habitational insurance in Arkansas.


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